Add Flood Insurance with Swyfft Today
We Make Protecting Your Home from Floods Simple
Standard homeowners’ insurance doesn’t cover flooding. With Swyfft, flood protection is simple, fast, and powerful – built for your home and peace of mind.
Why Flood Coverage Matters
Floods can happen anywhere, not just in high-risk areas – and the costs can be devastating.
Flood Facts:
- Widespread risk. Flooding impacts nearly 9 out of 10 U.S. counties.
- Not included. Standard Homeowners policies exclude flood damage.
- Maps change. FEMA reclassifies flood zones regularly.
- High repair costs. Flood damage can run into the tens of thousands of dollars.
Explore our Swyfft Private Flood Map to view the current coverage areas.
Picture This:
💧Basement Seepage
After several days of heavy rain, water seeps into your basement. Even though your roof and plumbing are fine, your Homeowners policy won’t cover the damage — only a Flood policy would.
🌊 Coastal Storm Surge
A hurricane passes offshore, pushing storm surge into your neighborhood. Your home doesn’t sustain wind damage, but floodwaters rush in. Standard Homeowners insurance excludes this type of flooding — but Swyfft Flood has you covered.
⚡ Flash Flooding
A sudden thunderstorm dumps several inches of rain in just a few hours. Streets can’t drain quickly enough, and water enters your ground floor. Without a Flood policy, you’re left paying out-of-pocket.
🚧 Neighborhood Drainage Backup
Even outside of flood zones, outdated storm drains can overflow during heavy rain. When water backs up into your yard and creeps into your home, a Flood policy is the only protection.
Getting Swyfft Flood Coverage is Easy
- Ask your Agent. They can pull your private flood quote in seconds.
- Review Options. Your Agent will walk you through your coverage.
- Get Covered Quickly. Most policies activate in just 7 days.
Talk to your agent today – they can review your options instantly.
Swyfft vs. NFIP – See the Difference
Feature
Max Building Coverage
Contents
Loss of Use
Waiting Period
Elevation Cert
NFIP
$250K
ACV
Not included
30 days
Often required
Swyfft Flood
Up to $2.25M 
Replacement Cost
Included
7 days (immediate in some cases)
Not required
Flood Coverage You Can Trust
Swyfft Flood is written through leading carriers with decades of experience –
All rated A or higher by AM Best.
See what Customers are saying
The Swyfft Insurance Claims Team reached out to me immediately and always kept me updated. Everyone was friendly and made my experience easy to understand.
Love using Swyfft for flood. Super fast to get multiple quotes. Great having the ability to get an indication each and every time your run a home quote with Swyfft. No company makes it quicker or easier to get multiple flood quotes thank Swyfft.
Timely and informative service. I really like the technology Swyfft employs to make doing business easier and more streamlined. All employees are very well trained, professional, and respectful. Way to go Swyfft!
Explore our Blog to learn more.